Corporate Headquarters
P.O. Box 365
Clatskanie, OR 97016
Toll Free: 800-440-2838
Direct: 503-728-2675

YOU DON'T NEED A GROUP TO HAVE A PLAN!

Welcome to The Insurance Store & American Benefits Group NW .. two companies designed to help you with your insurance needs.

The first thing to know is that WE ARE PAID BY THE INSURANCE COMPANIES. THE COST IS THE SAME WHETHER YOU USE US OR THEM. WE HELP WITH CLAIMS, ANSWER QUESTIONS, AND ARE NOT BIASED ABOUT WHICH COMPANY YOU CHOOSE. THE PLAN & COMPANY MUST MEET YOUR NEEDS.. NOT OURS. WE CAN BE REACHED IN THE EVENING AND ON WEEKENDS!

In the United States today there are over 30 companies offering Health Insurance, nearly 50 companies offering Life Insurance and countless discount companies. Each individual company has their own idea of what kind of client they want to offer services to. Each has numerous Plans, Variations, Additions, Exclusions and Restrictions. Then add all the options, it is no wonder that some customers can get confused.

This has made the process of shopping for and buying insurance, of any kind, a scary and sometimes aggravating process. People often get so frustrated that they either just pick the first plan that is CHEAP or make no choice at all. We feel this is a tragedy.

Our promise to you.. we will listen to what you have to say. Then find the plans from the various companies that match what you are looking for. Of course we will explain the benefits.. and downfalls.. of each plan. Then we will help you in the process of applying for that special plan that meets the needs you expressed to us in the beginning. We will assist you on an ongoing basis as your advocate and broker. We will evaluate your plan annually to ensure you continue to be properly covered.Take advantage of our expert health/life brokers & agents. Contact us today and see what we can do for you.

  Choosing a Plan

Considerations that will affect the price you pay per month: Deductible, Co-insurance, Dr Visits, Perscription, Life Time Maximums, PPO's or HMO's, and in and out of Network Availability and costs. We will help you "Balance" these items to make your plan affordable.. yet effective. Give us a call today.


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